“Not only can you find great deals in brick-and-mortar stores, but you’ll also be helping the local economy.” “When it comes to making gift purchases, consider shopping local,” she said. She also advised choosing a theme for the gift exchange - i.e., a specific era, food, items made in a certain country - to add an extra level of fun. Read More: Do You Always Have To Pitch In for an Event or Gift at Work?Īnother savvy idea, Tiffany Welka, financial advisor and accredited wealth management advisor at VFG Associates in Livonia, Michigan, suggested setting minimum and maximum spend limits. “However, it might come across as condescending or be embarrassing if the person is a new coworker who has a lower paying position than the rest of the group.” “For example, this option would be compassionate if the person is a close friend and they know you know their financial situation and know your heart is in the right place,” she said. She also said you might consider asking the person with the greatest budget constraints what range would work best for them - but only if appropriate. “With an anonymous survey, people can respond privately and you can make a judgment call to select either the most common response, the mean or median response, or the lowest response depending on the unique circumstances of your group,” she said. When it comes to setting a budget for the gift exchange, Joyce Marter, a licensed psychotherapist and author of “The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life,” recommended sending the group an anonymous poll via text or email. “Instead find a quiet time enough in advance that the other(s) have not even begun shopping.”įind Out: Is It Ever OK To Ask For Cash as a Gift? “Do not wait until the holiday is upon you to declare the new gift giving manifesto,” she said. For example, everyone ages 25 and up is included, while younger kids still get individual gifts. When starting the planning process for the holiday gift exchange, she said you’ll want to set clear guidelines for who qualifies for the group. Check Out: The Ultimate Holiday Etiquette Gift Guide
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